Terms of Service

Last updated May 18, 2026

These Terms of Service ("Terms") form a binding agreement between you and STOHB Limited ("Stohb", "we", "us", or "our") and govern your access to and use of the Stohb platform, our website at stohb.com, and any related services (together, the "Service"). By creating an account or otherwise using the Service, you agree to these Terms.

1. Eligibility

To use the Service, you must be at least 18 years old and able to enter into a binding contract. If you are using the Service on behalf of a business or other organisation, you confirm that you are authorised to bind that entity to these Terms, and references to "you" include that entity.

2. Your account

You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You agree to notify us promptly of any unauthorised access or suspected security incident affecting your account.

3. Acceptable use

You agree not to use the Service to:

violate any law, regulation, or third-party right;
upload, store, or transmit content that is unlawful, infringing, fraudulent, defamatory, or abusive;
interfere with, disrupt, or attempt to gain unauthorised access to the Service or related systems;
reverse engineer, decompile, or otherwise attempt to derive the source code of the Service, except to the extent permitted by law;
resell, sublicense, or otherwise make the Service available to third parties outside of the permitted use of your account.

4. Your content

You retain ownership of the business data and other content you submit to the Service ("Customer Content"). You grant Stohb a limited, non-exclusive licence to host, process, and display Customer Content solely as necessary to provide the Service to you and to fulfil our obligations under these Terms.

You are solely responsible for your Customer Content, including its accuracy, legality, and the rights you hold to it.

5. Fees and subscriptions

Certain features of the Service are offered on a paid basis. Where fees apply, you agree to pay the applicable charges in accordance with the plan you select. Unless otherwise required by law, fees are non-refundable. We may change pricing or plan details from time to time on reasonable notice.

6. Third-party services

The Service may interact with third-party products and services, including payment processors and messaging providers. Your use of those products and services is governed by their own terms and policies, and we are not responsible for them.

7. Availability

We strive to keep the Service available and performant, but we do not guarantee that it will be uninterrupted, error-free, or free from delays. The Service may be modified, suspended, or withdrawn from time to time for maintenance, security, legal, or business reasons.

8. Suspension and termination

We may suspend or terminate your access to the Service, in whole or in part, if you breach these Terms, if your use presents a risk to Stohb or to other users, or where we are required to do so by law. You may stop using the Service and close your account at any time. Provisions that by their nature should survive termination will continue to apply.

9. Disclaimers

To the maximum extent permitted by law, the Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of liability

To the maximum extent permitted by law, Stohb will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of the Service. Our aggregate liability for any claim arising out of or relating to the Service will not exceed the total amount you paid us for the Service in the three (3) months immediately preceding the event giving rise to the claim.

11. Indemnity

You agree to indemnify and hold Stohb and its affiliates, officers, and employees harmless from any claims, damages, losses, and expenses arising out of your Customer Content, your use of the Service, or your breach of these Terms.

12. Governing law and disputes

These Terms are governed by the laws of the Federal Republic of Nigeria. Any dispute arising out of or in connection with these Terms or the Service will be subject to the exclusive jurisdiction of the competent courts in Lagos, Nigeria, without prejudice to any non-waivable rights you may have under applicable law.

13. Changes to these Terms

We may update these Terms from time to time. When we make material changes, we will revise the "Last updated" date above and, where appropriate, provide additional notice. Your continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.

14. Contact us

Questions about these Terms can be sent to STOHB Limited at [email protected].